Understanding FICO® Scoring

[1Gr8Life]

Excellent... & entertaining too.

[MidnightVoice]

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1Gr8Life wrote:
Excellent... & entertaining too.

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Why, thankee kind sir/madam 

[LilMirth]

Bumping this up for Fender.

MNV has suggested (in the past, and for a certain other recovering Appaholic that shall remain nameless... ) that perhaps one of the steps should be change to "NO MORE APPING!"

{mumbling} Hi, My name is LilMirth, and it's been 83 days since I submitted my last app.

[llecs]

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LilMirth wrote:

{mumbling} Hi, My name is LilMirth, and it's been 83 days since I submitted my last app.

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We love you LilMirth.

[mamalawery]

it's been 1 week and my hands are still trembling, lol! the only app that will probably be done is a refinance in the next year. i will probably do only 2 with both my credit unions to see which apr will be lower. no more app's besides that!!!

i feel free!!!

[MidnightVoice]

For some reason this came to mind, so I thought I would bump it for the newer mebers 

[LilMirth]

{{BUMP}}

Because, it's always entertaining, and timely for recently on the wagon appaholics!

Edited because I must be in the "cant' type" phase of recovery, LOL!

[radtc99]

Oh this was a great one to start my day off. Too funny, now I know im not alone. haha

Hi my name is radtc99 and im a FICOholic...... my morning routine because im a FICOholic

                                                                                    1.  Get dt mt dew (need caffiene)

                                                                                    1.  Refresh the EX score (i now its FAKO just to see if anything in report has changed)

                                                                                    2.  Next I go to credit karma to see if any thing has changed (ignoring the score)

                                                                                    3.  Then if anything has changed going directly to MYFICO for "the real deal"

                                                                                    4. Then checking my phone wondering why my beloved score watch wont text me with an alert to tell me my score has increased. I think that SW is a tease he enjoys torchering me and making me wait. lol

[payingoffdebt001]

Oh how badly I want to pay for my scores, but I'm spending way too much money doing this each month!  way too muc, its an addiction!  so right now I am sitting here trying so HARD not to purchase my TU score...but I want it!! I keep getting notices that there is change but I cant see what it is unless I pay!

[Booner72]

Hi, my name is Boone, and I'm a FICOHOLIC.