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The Score

Member

The Score

I have been trying for years tio increase my credit scores.  I goes up and down and I am really not sure why.
 
My three scores are 511 540 579...and I canot determine  why the descrepancy.  I have obtain a credit crard with a small limt and try to keep it down below 50%...... I recently purcheased a car to get good reporting of payments.....
 
What is going on?
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Moderator Emeritus

Okay all three of your scores can be different from each...

Okay all three of your scores can be different from each bureau.  You say you keep your utilization below 50% anything above 30% is hurting you.  Try applying for another card.  What kinds of derog info is in your file?
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