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It started to report to EX a few days after receiving the second loan invoice. No change in Fico8, but Auto-loan8 increased 30. It is strange that it did not increase Fico8 immediately. It mentions loan balance as a hurting parameter. I think, if I pay the second invoice, it would be solved.
@xenon3030 wrote:It started to report to EX a few days after receiving the second loan invoice. No change in Fico8, but Auto-loan8 increased 30. It is strange that it did not increase Fico8 immediately. It mentions loan balance as a hurting parameter. I think, if I pay the second invoice, it would be solved.
This is good to hear. My second invoice came out a few days back, and I've already paid it so hopefully I'll get an alert soon that it's reporting.
I have paid back $2k so my balance is now only $1500 (plus a few dollars interest) so I'm hoping when it does report the current/lower account balance will be reflected. I'm also very curious to see how the various models are impacted... hopefully I'll have results similar to yours!