The difference between Myfico.com and Equifax Score Power (also a FICO score)?

[mikeymike1994]

Okay...now I'm confused.  Can someone tell me the difference between the FICO scores I get on this website and the score I get from Equifax Score Power, which also says that it is a FICO score.  It is a big difference.  My Equifax FICO score generated by myfico.com is 625. Whereas, the Equifax FICO score generated through Equifax Score Power is only 578?  Why are the two supposed FICO scores different?  In the end, which one will count?

[Anonymous]

FICO has something like 49 different scoring models. The one used by Equifax is the FICO 04 model, the one most used by mortgage lenders. The one you get here at myfico is the FICO 08 model, which is used predominantly by credit card issuers.

"The one that counts" is whatever one gets used by whatever lender is considering your app. Unfortunately we are not often privy to that bit of info.

[xautodetail]

well norman is correct i have account on all 3 credit agency and the only is accurate is Experian   now used FICO 08 

[Anonymous]

If you are looking for a mortage score then use the Equifax.com score power if you are looking for another credit card well this is the place.