05-14-2008 04:34 PM
05-14-2008 04:41 PM
This doesn't even make *sense*!My score also went up 28 points when my utilization jumped 10 points. All of a sudden the negs in the explanation listed last month aren't listed this month (even though nothing changed) and my Positive (Long Credit) became a Negative (Short Credit) even though it is a month later.I think they just use the old wheel from Price is Right.
05-14-2008 04:51 PM
05-14-2008 05:05 PM
Well on this one (TU) I have;Midland (trying to get off as OC already took off as not mine, Midland ignored DV, CRAs MOV was to call and verify CA knew my name and ss#)6 3/4 Cap1 CO (trying to pay for update to Paid or re-open account)Professional Collections (falls off end of year, the did DV but ignored PFD request)My Efax is a few points better with the Midland and Cap1 only.Hoping another month or so and Midland fall off and maybe Cap1 cooperation score will be mid 700s.
05-14-2008 08:18 PM
05-14-2008 08:57 PM
05-14-2008 09:30 PM
05-15-2008 04:21 AM
05-15-2008 07:35 AM
05-15-2008 10:40 AM
Hauling, you are indeed right on the parents AU Amex. The rest of my cards are 0 to 10 years.Still when I look at last months power report, the same exact mix (37/8) was a positive (long credit history).
That really does make it look like you're in some new sort of bucket. What it is, though, I dunno. I suppose another possibility is that last time the 37 years was a positive, and in the meantime something else in your negatives got less bad, and so this time the average age became a negative. I wish they'd split up that comment.
This sort of thing will make you as nuts as when we tried to figure out guys (or girls) when we were 14. Clues all over the place, but they don't want to add up!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.