Time Warner Cable...Is this fair????

[Anonymous]

I signed up for Time Warner Roadrunner on Tuesday. I got a alert to tell that my score went down 35 points!!!! Is that even possible. Ive signed up for a new cell phone service recently and they only took 2 points. 35 points???? Is it possible to dispute a credit inquire score??

I apologize if this has already been discussed, but to say the least, I'm a pretty ticked right now.

[MidnightVoice]

As far as I know they have permissible purpose to pull your credit, and it is illegal to dispute a legal inq.

Has anything else changed on your report?  And was it a FICO score?

[Anonymous]

I would assume that is a Fico score since I received the alert from this site. And no, nothing else has change on my report. Thanks for your assistance.

[Anonymous]

Also, has anyone every seen a decrease in score like this due to a inquiry. I've never purchased a home before, so I know that may take a big bite, but for this????

[llecs]

Ditto to MV. Don't dispute any inquiries. They both are very much legit.

Did any CC balances change? Any new accounts added/removed?

Remember that SW alerts do not tell you the full picture. I once got an alert that my score went up 20 points because of an inquiry. No, the inquiry didn't bump my score, but it was other things going on that helped and were not mentioned in the alert.

[cobra19]

The higher your score, the bigger of a a hit you will take for an inquiry  (or anything else for that matter). Your score must be very high - or there is something else going on besides a TW inquiry.

[MidnightVoice]

And there is a difference between "fair" and "legal"

[Guardian]

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@MidnightVoice wrote:

And there is a difference between "fair" and "legal"

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Ditto

[MattH]

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@MidnightVoice wrote:

And there is a difference between "fair" and "legal"

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There is a difference between fair and life.  Adults know which battles are worth fighting and which are not.