Depends on the type of public record. Tax liens, for example, stay 7 years from the date you paid in full.
Regarding your paid CA accounts, it depends on what the status says actually. If it says you are paid, you're fine. If they are continuing to keep the status as '60 days late' etc when they report each month that is not good. In any event you should GW those 2 accounts if you have not. Repeat every 6-8 weeks until they remove or it drops on its own.
If you believe that the reporting is inaccurate, dispute it There is always a possibility that it will be deleted. Caution on disputing an account where the TL shows better than what actually happened... a dispute can backfire and report with worse (and accurate) info.
Message Edited by SmartCookie on
12-18-2007 04:11 PM
EQ 787 EX 781 TU 737 11/17/07
*** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***