but today check my experian from annual there is no negative why trutedid says to many delinquencies
I ll buy EX from their site and take look again
Again, it could be a split file or a merged file. It could be an old collection account that shows up on the report. Mistakes happen. If your credit score is high, then the comment may not really have an effect on your credit score.
I hope you receive a copy of your credit reports and solve the mystery!