Re: Trans question

Stonemanmv · ‎10-16-2013

I just pulled my transunion report and noticed a 15 point drop from 701 - 686. I don't understand there was 2 60 day lates that dropped off from the last report, UTL is the same nothing else different. I would have expected a rise

SIlver:

SnackTrader · ‎10-16-2013

The dreaded rebucketing!!!

Are there still baddies reporting, or are they all gone?

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015

Stonemanmv · ‎10-16-2013

There's 4 paid tax liens that are 6 years old and one paid collection for medical that will come off next year. What's rebucketing?

SIlver:

AndySoCal · ‎10-16-2013

Did any of the score reasons that is hurting your score change? IE the order listed or a new one

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Stonemanmv · ‎10-16-2013

No exactly the same.

SIlver:

GFer · ‎10-16-2013

Contray to popular belief, bad tradelines count in AAoA as well as good standing accounts.

EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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