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Hello Elim,
could you tell me what service you are subscribed to? This is a big difference and I would really love to know my REAL score. I just hope it isn't too exspensive.
Thanks for your comments.
EW,
Thanks for the kind words... my cards only have large balances because I used them to ship my household goods back from Germany in 2013. I paid a little extra yesterday and they are now down to 38% Util.
I know it is still high but I will get them down as quickly as I can. Can you please tell me how you all got your scores? Is it a service and if so how much does it run. I really want an accurate score to be more informed.
Thank you again,
@Anonymous wrote:Hey Mitch,
You made me laugh but my very first thougth was "why pick up a penny". I guess I see it as a point earned or "money in the bank". I don't know, I just know that it is what all the financial institutions use to "JUDGE" us. It is no longer the times when you had a good friend at the local bank and could say "Hey, Joe... loan me 20k" and it happened because you were high school buds or fishing buddies.
I suppose I will be forced (inclined) to find out how Elim got their FICO scores... it is most likely a montly service and again, I just don't want to subscribe to that at the moment.
But thank you for your input...
Sure no problem..my widom is at your disposal
@Anonymous wrote:EW,
Thanks for the kind words... my cards only have large balances because I used them to ship my household goods back from Germany in 2013. I paid a little extra yesterday and they are now down to 38% Util.
I know it is still high but I will get them down as quickly as I can. Can you please tell me how you all got your scores? Is it a service and if so how much does it run. I really want an accurate score to be more informed.
Thank you again,
There are some cards that give you FICO scores each month. I have Discover IT card.