Re: TransUnion vs Equifax

OldManBill · ‎06-10-2014

Checked my score on CreditKarma and got a 766. Used MyFico for the Equifax and got an 850. Seems odd to me that the difference is so great. Any suggestions?

user5387 · ‎06-10-2014

Welcome to the forums!

Your EQ and TU reports may have different information on them.

Also, you are dealing with different scoring models (formulas), and the results typically won't match.

EW800 · ‎06-10-2014

From everything I understand, CreditKarma scores are completely worthless (FAKO). If you are showing an 850 on Equifax via MyFico, that would be an accurate EQ score!

Congratulations!!!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

-NewGuy- · ‎06-10-2014

Credit Karma is nice for monitoring for inqs or report changes, things like that. Their scoring system is not reality and should be discarded entirely. Congrats on the awesome FICO score.

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TransUnion vs Equifax

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TransUnion vs Equifax

Re: TransUnion vs Equifax

Re: TransUnion vs Equifax

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