cancel
Showing results for 
Search instead for 
Did you mean: 

Transunion Score going up then down, no changes

Member

Transunion Score going up then down, no changes

Any idea on why my Transunion score would go up then down with no changes on my report? I have a report from January '17. On 5/14 it went up 4 points. On 5/18 it went down 10 points. I got a new report from them today and compared it to the one from January. There were no changes. Anyone have an idea as to why?

1 REPLY
Valued Contributor

Re: Transunion Score going up then down, no changes

Something changed even if we don't see it. The algo uses a lot of variables, one of them is time, so at least time changed. Sometimes we don't think a little change could impact the score but it does.

 

I just found out that for my DW if I let one of my cards report a small balance (little less than 1%, she is AU), her EX FICO increases 16 points against reporting $0 balance on that card. I know it doesn't make sense but this is happening.