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Posts: 12
Registered: ‎11-06-2014
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Transunion Score going up then down, no changes

Any idea on why my Transunion score would go up then down with no changes on my report? I have a report from January '17. On 5/14 it went up 4 points. On 5/18 it went down 10 points. I got a new report from them today and compared it to the one from January. There were no changes. Anyone have an idea as to why?

Valued Contributor
Posts: 2,436
Registered: ‎03-20-2014
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Re: Transunion Score going up then down, no changes

Something changed even if we don't see it. The algo uses a lot of variables, one of them is time, so at least time changed. Sometimes we don't think a little change could impact the score but it does.


I just found out that for my DW if I let one of my cards report a small balance (little less than 1%, she is AU), her EX FICO increases 16 points against reporting $0 balance on that card. I know it doesn't make sense but this is happening.

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