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Transunion not reporting oldest card

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Ghoshida
Valued Contributor

Transunion not reporting oldest card

Hello,

 

I found out that for several months, TU was not updating the balance (incidentally, zero) on my oldest credit card from a credit union. EX and EQ were reporting OK.

 

I contacted the credit union and they said they were reporting all 3, so I must contact TU and request an update by filing a dispute.

 

I filed a dispute last month. Two accounts were not getting updated then, the CU account (4 months) and the Discover account (2 months). 

 

I got a mail from TU that the investigation was over. They updated the Discover CL and balance, but they simply deleted the CU credit card.

 

It is my oldest card and it has a zero balance on $2k credit limit, all positive info that I want to retain on my CR.

 

What should I do now?

 

Thanks !

Message 1 of 5
4 REPLIES 4
Ghoshida
Valued Contributor

Re: Transunion not reporting oldest card

Bump !

Message 2 of 5
myjourney
Super Contributor

Re: Transunion not reporting oldest card

Is the account still open and active? 

If so call them up and ask to update with the CB's

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 5
Ghoshida
Valued Contributor

Re: Transunion not reporting oldest card


@myjourney wrote:

Is the account still open and active? 

If so call them up and ask to update with the CB's


Hi MJ,

 

yep, the account is active. 

 

I basically sent the CU an SM sometime ago so that they know the situation. 

 

But if they, for some reason, do not update with TU in particular, is there anything that I could do? 

 

TU's dispute options are available for only accounts that report (and maybe wrongly) but they have nothing for accounts that they deleted. 

Message 4 of 5
myjourney
Super Contributor

Re: Transunion not reporting oldest card

Hey youSmiley Happy

Try this ......leave a balance and let them report.....

Ummm can I have 2 bubblegums and a H2o....Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 5
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