My transunion fico has been 670 for a couple weeks, But yesterday it dropped 11 points . Ok no problem. It happens, I couldn't see any major changes but I'm sure something happened. Then today it goes back up to 668. Still don't see any major changes. I just about quit trying to figure this whole score thing out. Just gonna pay on time and keep my util low as possible and not worry about the rest.
On a side note my tu credit karma dropped 96 points this morning. Only changes I see there is I let a balance report on my lowes card 859 on a 12000 cl. And BOA dropped an old chargeoff off the files trying to make the government happy ( it was probably my oldest line so maybe that is why the score change) . LOL