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My Transunion score dropped 10 points, must be the new scoring system, I heard they were switching like EQ. I wonder if they did this because so many of us has complained about the outdated version?.
@CreditHealthy wrote:My Transunion score dropped 10 points, must be the new scoring system, I heard they were switching like EQ. I wonder if they did this because so many of us has complained about the outdated version?.
Doubtful, but FICO isn't saying they simply left it dangling vaguely even in response to inquiries from the moderators. If nothing else, nobody was complaining about the EQ '04 score: since the switch to FICO 8 there, the number of complaints jumped by multiple orders of magnitude but fell on deaf ears.
Exactly. I've noticed the newer version is way more touchy about my less than 1% overall balances reporting. My scores are all over the place these days with the only change being more than one cc reporting a balance. I've read many posts complaining how sensitive the new version is to other things, as well.
yes, scoring within '08 is different... my TU score dropped 50 points overnight!!! From the mid-680's to the mid-630s!!! ....with NOTHING changing!