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i know the scores of true credit monitoring are FAKOS but is the EX score given by truecredit the same FAKO you would get if you got it from Experians website?
Since Experian fico will not be available, does anyone know the widest gap that there is between FAKOS and FICO (example: no more than 50-80 point difference?) and are FAKOS usually higher or lower than FICOs?
CreditDrama85 wrote:i know the scores of true credit monitoring are FAKOS but is the EX score given by truecredit the same FAKO you would get if you got it from Experians website?
Since Experian fico will not be available, does anyone know the widest gap that there is between FAKOS and FICO (example: no more than 50-80 point difference?) and are FAKOS usually higher or lower than FICOs?
Can't speak to the FAKOs used (though have a good guess), but there is ZERO relationship between EX FAKO (like PLUS or Vantage) compared to EX FICO. Your FICO can go up and FAKO down and vice versa. I've had a gap as much as 80 points on EX (over 100 on TU) when comparing FAKO to FICO. My favorite example is that my last CA fell off EX. My EX FICO shot up 58 points. My EX FAKO (PLUS score via CCT) dropped 8 points. There's never a correlation.
The TransUnion TransRisk New Account Credit Score is provided to help you better understand how lenders view your credit report... TrueLink is not connected in any way with Fair, Isaac and Company; the credit score provided here is not a so-called FICO score. The credit scores of TransUnion may not be identical in every respect to any consumer credit scores produced by any other company.(From the eensie-weensie disclaimer in the palest of grey type at the bottom of your TC sore page.)
Credit,
I asked this question quite a long time ago. When I started my credit rebuilding I had differences in my FICO and FAKO of about 130 points. Unfortuantely for me at the time the FAKO was the higher one. But someone did they me they had 150 point difference. Now that is crazy!!! Just ignore them at all costs.