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chollyalways wrote:
With my credit score being at 686 and 679... what are my chances at buying a house?... hopefully i can get my points higher before i try in June.
Good if they were FICO scores. I'd hazard a guess and say that your FICO scores are lower. Lenders don't use the scores from TU and the score range goes from 501-990. FICO's range from 300-850. Before considering buying, try pulling your FICO score to at least see. I can't recount how many times I've read posters assume that a non-FICO score is close to the real deal, only to app and get denied or get stuck with a higher interest rate because their actual score is lower.
BTW, a great resource is Credit Scoring 101 .