Trying to understand dormant Experian Fico

[Anonymous]

Hi everyone. According to myfico and Experian's tracker, my Experian FICO 8 score has been at 626 since May 27th. However during that time period my utilization has gone down from 50% to 25%, two new credit accounts reported, I've paid other accounts down significantly, and I've paid off a last collection. Is it normal, given all this activity, for the score not to change at all?? Whether for good or bad?

[taxi818]

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@Anonymous wrote:

Hi everyone. According to myfico and Experian's tracker, my Experian FICO 8 score has been at 626 since May 27th. However during that time period my utilization has gone down from 50% to 25%, two new credit accounts reported, I've paid other accounts down significantly, and I've paid off a last collection. Is it normal, given all this activity, for the score not to change at all?? Whether for good or bad?

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it takes time. even with activity. first. even though you paid things down. it takes almost a month for your lenders to report. and even the collection to be reported. your scores will update in no time. good luck

[Anonymous]

Thanks for your response! I guess what I'm not understanding is that all of that activity has been reported and is reflected on the CR. Just no score change. 

[Anonymous]

Ex wasn't updating for me last week either. They pulled my report and it jumped up.

Are you getting the emails saying they have been busy scanning your reports, and nothing has changed?