Re: Tuscani (or anyone else) just read your auto enhanced thread and
Your auto score will be lower than your classic FICO if you have no auto history.
So, that being said. Should my dh and I not use my credit when car shopping? I wanted both cars to have my name attached so that I can have car paying history
Depends.. Adding your credit might not yield the best rate; however, both incomes (assuming you work) could help get the app approved.
Why is that, because I don't have auto loan experience; it's an installment loan, I do have a sl does that history account for anything? I do work. Are you saying that because of my "non-auto history" I could be denied for an auto loan all together?
Not all instament loans are the same.
Yes, even if your score was high enough, you could still get denied if you have no auto history.