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Tweaking FICO Score

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SouthJamaica
Mega Contributor

Re: Tweaking FICO Score

Getting the new cards and new inquiries presses the scores down a bit; it's not just about utilization.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 11 of 12
Anonymous
Not applicable

Re: Tweaking FICO Score


@SouthJamaica wrote:

Getting the new cards and new inquiries presses the scores down a bit; it's not just about utilization.


My Chase Amazon card just reported today for the first time and EQ dropped 2 points while TU and EX stayed the same. This should be the last card from the April app spree. I've never used this card, Chase allowed me to move all but $500 CL over to my Chase Freedom card which was nice because really I didn't need this Chase Amazon whatsoever. I did get $30 in Amazon credit which I just used this week.

Message 12 of 12
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