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Frequent Contributor
Posts: 272
Registered: ‎06-22-2011
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Two MyFico Soft Pulls?

[ Edited ]

I had disputed an account with TU and received my updated report to view today. I noticed under the promotional pulls or soft inquiries, etc. I had my regular 3B premier pull back on 3/23 the date it is set to pull each month with notation customer request. But then I had another MyFICO pull, same address, etc, pull Sunday, April 16. with no notation customer request. I haven't ordered any other product from MyFICO, nor have I requested a new report. 

 

Any reason they would soft pull my credit report, or is this for potential marketing purposes?

Starting Score: 2/23/2017 Score 8 EQ 651 TU 659 EX 679
Current Score:09/23/2017 Score 8 EQ 743 TU 741 EX 740
Mortgage Scores 09/23/2017 EQ 738 TU 733 EX 753
Goal Score: 750+ ATB FICO 8, Mortgage Scores 700+
Moderator
Posts: 17,534
Registered: ‎12-30-2011
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Re: Two MyFico Soft Pulls?


DollyLama wrote:

I had disputed an account with TU and received my updated report to view today. I noticed under the promotional pulls or soft inquiries, etc. I had my regular 3B premier pull back on 3/23 the date it is set to pull each month with notation customer request. But then I had another MyFICO pull, same address, etc, pull Sunday, April 16. with no notation customer request. I haven't ordered any other product from MyFICO, nor have I requested a new report. 

 

Any reason they would soft pull my credit report, or is this for potential marketing purposes?


Part of the TU OEM product includes that, namely to check to see if your score has changed.  It's a nice little extra benefit rather than waiting for the bureau to update... or at least that's what I understand is happening (bearing in mind I have never seen the implementation, only personal and other's anecdotal reports).

 

Don't worry about it Smiley Happy

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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