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UNBELIEVABLE!!!! Fico score is almost 150 points lower than any of the three credit bureau numbers?

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Anonymous
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UNBELIEVABLE!!!! Fico score is almost 150 points lower than any of the three credit bureau numbers?

How can this be? I though FICO supplied the number to the CRA? What am I missing here?

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MarineVietVet
Moderator Emeritus

Re: UNBELIEVABLE!!!! Fico score is almost 150 points lower than any of the three credit bureau numbe


@Anonymous wrote:

How can this be? I though FICO supplied the number to the CRA? What am I missing here?


Hello and welcome.

 

May I ask where you got your present scores? If you bought them together as part of a credit monitoring service then what you have are most likely not FICO scores.

 

No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myFICO. I suggest you do an internet search for "myfico discount codes" to save a little money.

You can also purchase your Transunion score at www.transunioncs.com. At www.equifax.com EQ will still sell you an EQ FICO score but you need to look for their "Score Watch" product.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

 

 

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