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Established Contributor
thankfulheart
Posts: 618
Registered: ‎09-26-2011

USAA has my TU score at 9002.

there is also no data showing for TU at all. This has been going on for 3 days now.  Anyone else having issues? 

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: USAA has my TU score at 9002.

I've cancelled my CMS through USAA, but i get to see my info for another 2 days.

 

My EX report via USAA shows 20 TLs of the same account.  20 INQ of the same date and company.  It has been showing this for a week. Guess I'm glad I cancelled my subscription.

Valued Contributor
AndySoCal
Posts: 1,893
Registered: ‎04-07-2009

Re: USAA has my TU score at 9002.

Are you sure the score is not from Experian anf not TU?

Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011
Regular Contributor
Asailorshort
Posts: 205
Registered: ‎06-04-2012

Re: USAA has my TU score at 9002.

Wow!  Now thats the highest score i've ever seen!  Their 'new' system/layout does seem to be a bit glitchy.  Have you tried calling them?  They *might* be able to fix it and if not, you should be able to get a discount since they're clearly not providing the service they promised.

Starting FICO 667 (5/2012) EQ
672 (7/2012) EQ. 681 (8/1/12) EQ
Current FICO 682 (10/13/12) EQ; 718 (10/13/12) TU
Goal: 760+ but 700-720 by jan 2013
No new apps tll jul 2013
New Visitor
Pvt_Usr
Posts: 1
Registered: ‎11-26-2012

Re: USAA has my TU score at 9002.

[ Edited ]

I am shocked at how many posts around the internet have this listed as a mis-print.

 

9002 is not a Score, nor is it a mis-print. It is a Code used by (Experian and possibly other Credit Bureaus).

 

It should be reserved for people who either

  • have little/to no Credit History and/or
  • people who for some reason they are unable to build a score
    • (due to a lack of data? or
    • perhaps data that legally cannot be used) 

My experience is I work for a company that does Underwriting for Small Businesses. We use all major credit bureaur reports and this is how I was told to report scores listed as 9002 by our Credit Analyst team. They stated that when there is no credit history it gives them that code.

 

I surmise that in the real world people may be able to get this 9002 from other things that result in there being a lack of "usable data".

 

Established Contributor
thankfulheart
Posts: 618
Registered: ‎09-26-2011

Re: USAA has my TU score at 9002.


Pvt_Usr wrote:

I am shocked at how many posts around the internet have this listed as a mis-print.

 

9002 is not a Score, nor is it a mis-print. It is a Code used by (Experian and possibly other Credit Bureaus).

 

It should be reserved for people who either

  • have little/to no Credit History and/or
  • people who for some reason they are unable to build a score
    • (due to a lack of data? or
    • perhaps data that legally cannot be used) 

My experience is I work for a company that does Underwriting for Small Businesses. We use all major credit bureaur reports and this is how I was told to report scores listed as 9002 by our Credit Analyst team. They stated that when there is no credit history it gives them that code.

 

I surmise that in the real world people may be able to get this 9002 from other things that result in there being a lack of "usable data".

 


Thank you for clearing that code mystery up for us.

 

Update: I called TU and discovered that there was a glitch in my file somehow relating to my new address which caused everything to clear off my report.  They were able to fix it and all is well back at USAA CMS (and everywhere else). 

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)


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