My current UTI is current UTI is 2% if I let it go to 10% this month I believe my score will go down a bit do I get score right back next month if I bring it back down to 2%
Yes. The general belief is that 8.99% is a breakpoint for total utilization. So going from < 8.99% to > 9.01% should involve a penalty. And the penalty will go away once you get the utilization back done.
