11-26-2011 04:25 PM
FP changed the CO balance due to ZERO which cuts my UTIL by 48%
Can anyone else who has had that much come off their UTIL give me
an Idea of about how many points you got for that?
I also had a collection from 5/2011 come off can anyone who has had a collection
that recent come off let me know what kind of points you got?
12-04-2011 08:59 AM
It's really impossible to predict, although it should have a positive effect, you might gain 5 points or 50. If the CO balance was also included as part of your overall CL then it may not be much of a big boost. Removing the collection will be positive, but it really depends on what other negatives are showing on your report as to how much it will help.
12-05-2011 05:51 AM
I did get a 9 Point boost from a 10/2007 collection coming off
I also got 2 Points from somthing else can't pinpoint that one
though, but I am a happy girl with my 11 points just waiting to
see how the rest plays out