Re: UTIL went from 101% to 7% and only a 3 pt increase!
I only got 1 pt (FICO) from paying off a maxed out card to below 10%. 2 cards with 0 balances, 1 card at 408/500. I am assuming it is the other card still maxed out that is killing my score. Too bad CapOne won't update this month to see if I am right!