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Established Member
Mark_MM
Posts: 17
Registered: ‎11-01-2009

UTL negative on tu and positive on eq

Hi
I have a utl of 15% on both reports.

TU is showing this a negative
"You've made heavy use of your available revolving credit"

And EQ is showing this as positive
"You've limited the use of your available credit"

Why the difference? Tu scorce dropped because of this.
Established Contributor
VirtualCuriosity
Posts: 609
Registered: ‎09-10-2010

Re: UTL negative on tu and positive on eq

Don't sweat it.  It is like that for a lot of people.  For me, I have a 9 year AAOA that is positive on TU and on EQ it is a "short history" and a negative.  Here is a road sign to understand FICO more clearly.

 

 

 


TU98 697, TU08 697, EQ 733, EX 691 (As of 7/2014) - Personal Goal = 760+

Gardening since 7-13-14


Established Contributor
VirtualCuriosity
Posts: 609
Registered: ‎09-10-2010

Re: UTL negative on tu and positive on eq

Don't sweat it.  It is like that for a lot of people.  For me, I have a 9 year AAOA that is positive on TU and on EQ it is a "short history" and a negative.  Here is a road sign to understand FICO more clearly. 

 

 


TU98 697, TU08 697, EQ 733, EX 691 (As of 7/2014) - Personal Goal = 760+

Gardening since 7-13-14



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