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UTL negative on tu and positive on eq

Established Member

UTL negative on tu and positive on eq

Hi
I have a utl of 15% on both reports.

TU is showing this a negative
"You've made heavy use of your available revolving credit"

And EQ is showing this as positive
"You've limited the use of your available credit"

Why the difference? Tu scorce dropped because of this.
Message 1 of 3
2 REPLIES
Established Contributor

Re: UTL negative on tu and positive on eq

Don't sweat it.  It is like that for a lot of people.  For me, I have a 9 year AAOA that is positive on TU and on EQ it is a "short history" and a negative.  Here is a road sign to understand FICO more clearly.

 

 

 


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 2 of 3
Established Contributor

Re: UTL negative on tu and positive on eq

Don't sweat it.  It is like that for a lot of people.  For me, I have a 9 year AAOA that is positive on TU and on EQ it is a "short history" and a negative.  Here is a road sign to understand FICO more clearly. 

 

 


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 3 of 3