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Established Member
Mark_MM
Posts: 17
Registered: ‎11-01-2009
0

UTL negative on tu and positive on eq

Hi
I have a utl of 15% on both reports.

TU is showing this a negative
"You've made heavy use of your available revolving credit"

And EQ is showing this as positive
"You've limited the use of your available credit"

Why the difference? Tu scorce dropped because of this.
Established Contributor
VirtualCuriosity
Posts: 839
Registered: ‎09-10-2010
0

Re: UTL negative on tu and positive on eq

Don't sweat it.  It is like that for a lot of people.  For me, I have a 9 year AAOA that is positive on TU and on EQ it is a "short history" and a negative.  Here is a road sign to understand FICO more clearly.

 

 

 


TU711, EQ 731 , EX 706 (As of 12/13/14) - Personal Goal = 760

UTL 0-3% at any given time on intro rate cards

Gardening since 11-21-14































Established Contributor
VirtualCuriosity
Posts: 839
Registered: ‎09-10-2010
0

Re: UTL negative on tu and positive on eq

Don't sweat it.  It is like that for a lot of people.  For me, I have a 9 year AAOA that is positive on TU and on EQ it is a "short history" and a negative.  Here is a road sign to understand FICO more clearly. 

 

 


TU711, EQ 731 , EX 706 (As of 12/13/14) - Personal Goal = 760

UTL 0-3% at any given time on intro rate cards

Gardening since 11-21-14
































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