Hi,
I'm trying to better understand rate shopping. My understanding is that when credit bureaus see that someone is looking at different mortgages or auto loans all within a few weeks, they don't count each lender's hard pull individually. Instead they group them together and count them as one. According to myFico, this is done for auto loans, mortgages, and student loans.
I'm interested in shopping for student loan refinancing. Would that be considered as rate shopping even if it is different than student loans?
Thanks
