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Understanding my credit score

Member

Understanding my credit score

My Transunion credit score is 747 and Equifax score is 697. I came to USA in Nov 2011. What does this score indicate? Am I eligible for some preapproved offer ?
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Re: Understanding my credit score


deb67 wrote:
My Transunion credit score is 747 and Equifax score is 697. I came to USA in Nov 2011. What does this score indicate? Am I eligible for some preapproved offer ?

Maybe. It also depends on other scenarios outside of FICO scoring like income, residency, DTI, length of current employment, banking relationships with certain creditors, etc.

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