Hi All
In the last month, I closed my Amex PRG (little use, couldn't justify AF - I did a test on the Amex site and it said a $10,000 purchase would be honored), and I also put $475 on my Simplicity, which had been dormant for the last 3+ months - This month I had 3 cards carrying balances - all 0% - MY TU FICO WENT UP BY 12 POINTS!!! weird 