Unpaid Collection Dropped Off = NO POINTS ????

[gmac11]

I had an unpaid corporate Amex with $3497 unpaid. Less than 2 years old. Finally proved it was a corporate card and that they were responsible. So Amex deleted the whole trade line.

I was expecting a good jump from My Fico EQ 633 - no other collection or unpaid (however still have an unpaid judgment) 

I thought collection accounts with less than 2 years, really dinged your score. Never mind unpaid ones

In my case

1) the account dropped off

2) my debt went down $3497

3) went from 1 collection account to 0

4)I guess this account had no impact as NO SCORE CHANGE

THOUGHTS?

[guiness56]

How long ago was it removed?  What other negatives are still on your report?

Paid or unpaid are scored the same, as a collections.

If you have no other major derogatories you could have possibly been rebucketed.  When this happens you can lose points or stay the same.

[gmac11]

It came off two weeks ago on on all three bureaus. I still have an unpaid Judgement for $1900 ( car accident and repairs still not fixed so I wont pay) and a charge off from BOA in August 2008 so

[MidnightVoice]

I got an average point increase of over 50 when a collection dropped off, but it was the ONLY baddie on my account.  When it went everything was green