Update Time Frame After Reporting by CCC

[AUBURN32]

My credit card statement date was two days ago, on the 16th, and my CCC just told me on the phone that they reported the updated information to the CRAs yesterday, the 17th.  I've paid down to 3% util, and my question is:  How long, or when will it be that the CRAs will report the updated info?  I want to apply for a loan ASAP and want the reduced util accurately reflected.

Thanks

[Anonymous]

For me, EX usually updates within 1-2 days, EQ usually takes a day or two longer, and TU lags behind by several more days.  But it's different every month and for each account, seemingly.

I'm not sure how quickly you want to know - but if you're needing the info rather quickly, I would recommend any of the CMS's to watch your reports and see when the accounts have updated.  Then you'll know for sure.