08-24-2012 08:22 AM
08-24-2012 08:32 AM
Wish it was that simple. Total util is key factor. However individual cards util figure into score. Also small ding for each account with any balance.
08-24-2012 08:57 AM
Yeah. Ideal is 1-9% of both card and total limit utilization and rest of cards reporting 0 balance.
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