04-25-2013 05:51 PM - edited 04-25-2013 05:54 PM
How long term is the effect of high util? If I'm high this month and lose points, would I gain them back again next month by paying off the balance?
*is there any long term effect of the % being up and down from month to month?
04-25-2013 06:22 PM
04-25-2013 07:29 PM
I only have one CC should it report 0% or less than 9%?