@scramblingin2007 wrote:
*cough* Just want to let y'all know that this is my biggest problem. My local electric company reports to all 3 cra's and they have screwed me big time. For the past 5 months I have been fighting tooth and nail with this company. They have me as 120 late 5 months in a row, totally untrue. Wrote them a gw, no luck, disputed with all 3 cra's 2 times, no luck, still on my reports, comes back verified. Don't know how it was verified because it's not true!
Don't know if you saw it, but I bumped forward an older post of MV's with a link to Congressional testimony about what really happens with verification. Essentially, they send it to a subsidiary, and they say uh-huh, and they send it back. The CRA's know that most people will just give up, so they have no particular reason to do anything at all when you ask for help. Very discouraging!
I have no idea if this would help, but I think I suggested somewhere above in this thread (it's all starting to blur, lol) that you might check with whatever governmental board is supposed to supervise utilities. I know they exist, and they are supposed to oversee public utilities like electricity, water, gas, cable, and telephone. I took a quick look in our local blue pages (government listings) in the phone book and didn't get anywhere, but you might want to call the reference desk at your public library. Those people take it as a personal failure if they can't find an answer for you!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007