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I have 3 cards. Should I report a util of 10% on each card for the most optimal credit score?
@Anonymous wrote:I have 3 cards. Should I report a util of 10% on each card for the most optimal credit score?
Nah, couple bucks on one, $0 on the other two for scoring purposes when you need it.
Up to maybe 10% on the one card, but I tend 1ish percent or less personally.