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Established Contributor
jackg
Posts: 559
Registered: ‎04-26-2007
0

Utilization

Are "Credit Limits" for closed revolving credit accounts included in the "Total credit available" number?
 
I'm having a heck of a time trying to reconcile the numbers on mr reports.
FICO scores on 07/31/14:
EX=730
EQ=716
TU=740
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Utilization

only if they have a balance



jackg wrote:
Are "Credit Limits" for closed revolving credit accounts included in the "Total credit available" number?
I'm having a heck of a time trying to reconcile the numbers on mr reports.



Established Contributor
jackg
Posts: 559
Registered: ‎04-26-2007
0

Re: Utilization

None of my closed accounts have a balance.
FICO scores on 07/31/14:
EX=730
EQ=716
TU=740
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Utilization

how about LOC's or HELOC's?

This is where Excel makes it easier- to figure it out.
Established Contributor
jackg
Posts: 559
Registered: ‎04-26-2007
0

Re: Utilization

LOC has zero balance. No HELOC.
FICO scores on 07/31/14:
EX=730
EQ=716
TU=740
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Utilization

if you can't get it figured out-
Post the balances/CL's and the UTL myFICO is displaying and we can help figure it out.

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