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Very confused about scores

New Visitor

Very confused about scores

Per the Equifax website, I have the following numerical scores:

 

(Equifax-804) (TransUnion- 792) (Experian- 804)

 

Per myfico.com

(MyFICO- 716)

 

The 3 agencies state I have great scores. MyFICO says I have a so so score. Where does myFICO get its information in order to create myfico score? Can you register a dispute directly with myfico?

 

Thanks

1 REPLY
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Moderator Emeritus

Re: Very confused about scores

Welcome!

 

If all 3 scores are from the same services which came from Equifax.com, know that the scores they offer are not FICO scores. They are a non-FICO called an "Equifax Credit Score". These scores run on a different range than FICO and factor in stuff that FICO does not and vice-versa. No lenders use these scores according to Equifax.com.