WHY?

[Gotagoal]

Just checked out True Credit (curiosity was killing me) and the scores are 50 points lower than my FICO scores. What's up ? Does anyone know why they would be sooo different?

[Anonymous]

TrueCredit uses a different formula. I've seen spreads as great as 110 points, so yours is nothing unusual.

[Gotagoal]

Thanks.... does that mean I shouldn't be worried? Only worry about the myfico scores and nothing else? That would be great. They are steady. Just need other opinions as the other #s bring me down

[fused]

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Gotagoal wrote:
Thanks.... does that mean I shouldn't be worried? Only worry about the myfico scores and nothing else? That would be great. They are steady. Just need other opinions as the other #s bring me down

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Only concern yourself with your FICO scores, the others are meaningless.

[Anonymous]

FAKOS mean nothing. The only score you need to be concerned with is your FICO. This is the score that most lenders use. Besides, once your FICO is in a great place, you will be in a good position all around. Focus on FICO

[Tuscani]

Welcome.. Please read the Scoring 101 thread.

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

[Anonymous]

Goes to show that TC scores are useless. All three of my TC fako scores are 100+ points higher than my Fico scores. I have to admit, I like the fako scores better. But they don't help.

[Anonymous]

My FAKOs have been in desperate need of Prozac for quite some time now. Not that they really matter anyway...

[Anonymous]

Buying TC for the FAKOs is like booking an airline flight for the meal.

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=5457

[smallfry]

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@Anonymous wrote:
My FAKOs have been in desperate need of Prozac for quite some time now. Not that they really matter anyway...

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Someone honest enough to admit he even looks. LOL.