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WHY?

Regular Contributor

WHY?

Just checked out True Credit (curiosity was killing me) and the scores are 50 points lower than my FICO scores. What's up ? Does anyone know why they would be sooo different?
9 REPLIES
Valued Contributor

Re: WHY?

TrueCredit uses a different formula. I've seen spreads as great as 110 points, so yours is nothing unusual.
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in a credit-scoring postnuclear Stone Age...
Regular Contributor

Re: WHY?

Thanks.... does that mean I shouldn't be worried? Only worry about the myfico scores and nothing else? That would be great. They are steady. Just need other opinions as the other #s bring me down Smiley Sad
Moderator Emeritus

Re: WHY?



Gotagoal wrote:
Thanks.... does that mean I shouldn't be worried? Only worry about the myfico scores and nothing else? That would be great. They are steady. Just need other opinions as the other #s bring me down Smiley Sad

Only concern yourself with your FICO scores, the others are meaningless.
Frequent Contributor

Re: WHY?

FAKOS mean nothing. The only score you need to be concerned with is your FICO. This is the score that most lenders use. Besides, once your FICO is in a great place, you will be in a good position all around. Focus on FICO
Moderator Emeritus

Re: WHY?

New Contributor

Re: WHY?

Goes to show that TC scores are useless. All three of my TC fako scores are 100+ points higher than my Fico scores. I have to admit, I like the fako scores better. But they don't help.
Valued Contributor

Re: WHY?

My FAKOs have been in desperate need of Prozac for quite some time now. Not that they really matter anyway...
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in a credit-scoring postnuclear Stone Age...
Senior Contributor
Senior Contributor

Re: WHY?



TheNewWorldMan wrote:
My FAKOs have been in desperate need of Prozac for quite some time now. Not that they really matter anyway...


Someone honest enough to admit he even looks. LOL.