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Regular Contributor
Posts: 135
Registered: ‎06-28-2007
0

WHY?

Just checked out True Credit (curiosity was killing me) and the scores are 50 points lower than my FICO scores. What's up ? Does anyone know why they would be sooo different?
Valued Contributor
Posts: 2,374
Registered: ‎03-15-2007
0

Re: WHY?

TrueCredit uses a different formula. I've seen spreads as great as 110 points, so yours is nothing unusual.
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in a credit-scoring postnuclear Stone Age...
Regular Contributor
Posts: 135
Registered: ‎06-28-2007
0

Re: WHY?

Thanks.... does that mean I shouldn't be worried? Only worry about the myfico scores and nothing else? That would be great. They are steady. Just need other opinions as the other #s bring me down :smileysad:
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: WHY?



Gotagoal wrote:
Thanks.... does that mean I shouldn't be worried? Only worry about the myfico scores and nothing else? That would be great. They are steady. Just need other opinions as the other #s bring me down :smileysad:

Only concern yourself with your FICO scores, the others are meaningless.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Frequent Contributor
Posts: 436
Registered: ‎06-15-2007
0

Re: WHY?

FAKOS mean nothing. The only score you need to be concerned with is your FICO. This is the score that most lenders use. Besides, once your FICO is in a great place, you will be in a good position all around. Focus on FICO
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: WHY?

New Contributor
Posts: 144
Registered: ‎06-01-2007
0

Re: WHY?

Goes to show that TC scores are useless. All three of my TC fako scores are 100+ points higher than my Fico scores. I have to admit, I like the fako scores better. But they don't help.
Valued Contributor
Posts: 2,374
Registered: ‎03-15-2007
0

Re: WHY?

My FAKOs have been in desperate need of Prozac for quite some time now. Not that they really matter anyway...
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in a credit-scoring postnuclear Stone Age...
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: WHY?



TheNewWorldMan wrote:
My FAKOs have been in desperate need of Prozac for quite some time now. Not that they really matter anyway...


Someone honest enough to admit he even looks. LOL.
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