Just purchased my fico scorewatch. My EQ fico is 656. I really fell over, in disbelief, I was expecting 400. Oldest acccount is 22 years recent is 8. payment history "not good" amount of debt "very good" we haven't purchased anything since BK7 in 07' length of credit history "very good" amount of new credit "great". WOW now I just need to get some of the baddies off, that have wrong info and maybe that new home is in sight. WOW> I can't believe it.