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Member
Posts: 8
Registered: ‎10-14-2010
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WOW.... Transunion (MyFico) score 598 to 700 in almost 2 months!

Wow I cannot believe my eyes.  Woke up this morning to an alert, logged in and BAM.. 700 score!  Im speechless. 

 

Thank you everyone for the tips and just helping and caring!!!

 

 
Your FICO® score has gone from 589 to 700
Your TransUnion score has gone from 589 on 3/8/2013 to 700 on 4/23/2013 .

Some of the reason for this change:

  • You have a new positive factor helping your score:
    "You've limited the use of your available credit."
  • You have a new positive factor helping your score:
    "The collection on your credit report happened a long time ago."
  • You have a new positive factor helping your score:
    "You've shown recent use of credit cards."
  • You no longer have a negative factor hurting your score:
    "You recently missed a payment or had a derogatory indicator reported on your credit report."
  • You no longer have a negative factor hurting your score:
    "You've made heavy use of your available revolving credit."
  • You no longer have a negative factor hurting your score:
    "You have multiple accounts showing missed payments or derogatory descriptions."
4/23/2013 EQ (Plus Score): 609 / EX: 637 (MyFico) / TU (MyFico): 700

2010 : 400s

Macys $600, Paypal Smart Connect $900, Orchard $320, Cap One Secured 2k, Walmart $1500, Amex Blue (Authorized User) 9k, Best Buy RewardZone $320, NFCU nRewards (Secured) $500, NFCU cashRewards $1500
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: WOW.... Transunion (MyFico) score 598 to 700 in almost 2 months!

Wow! Congrats!!

New Contributor
Posts: 53
Registered: ‎01-11-2011
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Re: WOW.... Transunion (MyFico) score 598 to 700 in almost 2 months!

That's awesome AND inspiring!!  Congrats!!

Established Member
Posts: 62
Registered: ‎01-11-2013
0

Re: WOW.... Transunion (MyFico) score 598 to 700 in almost 2 months!

I'm guessing a lot of paids and a lot of GWs?  Or a lot of PFDs?

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

Take the myFICO Fitness Challenge / myFICO Forums Common Abbreviations
Blogger
Posts: 3,360
Registered: ‎10-19-2012
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Re: WOW.... Transunion (MyFico) score 598 to 700 in almost 2 months!

Wow that's a HUGE jump! Amazing how fast you went from bad credit to excellent credit!!! Congratulations!!! Smiley Happy

Established Member
Posts: 62
Registered: ‎01-11-2013
0

Re: WOW.... Transunion (MyFico) score 598 to 700 in almost 2 months!

And that HUGE jump is something that I'd really like to see more documentation on...it took me two years to get that far!  Congrats!

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

Take the myFICO Fitness Challenge / myFICO Forums Common Abbreviations
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Established Member
Posts: 38
Registered: ‎09-14-2012
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Re: WOW.... Transunion (MyFico) score 598 to 700 in almost 2 months!

Congrats on the huge jump!
FICO 715 FAKO 739
Chase Freedom 14,500
Chase Slate 6,700
US Bank 14,500
Discover 15,000
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