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Understanding FICO® Scoring

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Posts: 293

Registered: ‎04-04-2012

Walmart FICO...

‎09-19-2012 04:12 AM

Is Walmart's FICO real or is it a FAKO?

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Posts: 31,968

Registered: ‎08-04-2007

Re: Walmart FICO...

‎09-19-2012 06:58 AM

WalMart's monthly free score is a FICO score. Specifically, it's the newest version of TU FICO (nicknamed here TU08).

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.