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Walmart FICO

Frequent Contributor

Walmart FICO

Can anyone tell me why the Walmart CC FICO is always a few points off from the FICO I get on this site?
Current Score: FICO EQ670-TU680-EX700
Wallet: Cap One Rew. $3500, Cap One QS $2500, Barclay $2650, Old Navy Visa $3000, QS-2 $2500, Credit One $2500, BoA $5000, Chase Freedom $3000, Slate $3000, Wal-Mart Discover $3000-STORE CARDS: Amazon $3500, Lowes $2000, Kay's $7600
Message 1 of 4
3 REPLIES
Moderator Emerita

Re: Walmart FICO

Two different versions. Walmart uses TU 08 and myFICO uses TU98
Message 2 of 4
Frequent Contributor

Re: Walmart FICO

Which one is used by Mortgage companies?

Current Score: FICO EQ670-TU680-EX700
Wallet: Cap One Rew. $3500, Cap One QS $2500, Barclay $2650, Old Navy Visa $3000, QS-2 $2500, Credit One $2500, BoA $5000, Chase Freedom $3000, Slate $3000, Wal-Mart Discover $3000-STORE CARDS: Amazon $3500, Lowes $2000, Kay's $7600
Message 3 of 4
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Moderator Emerita

Re: Walmart FICO

Equifax Beacon 5.0.
Experian/Fair Isaac Risk Model v2.
TransUnion FICO Risk Score 04.
Message 4 of 4