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Regular Contributor
Posts: 212
Registered: ‎02-22-2012
0

Walmart FICO

Can anyone tell me why the Walmart CC FICO is always a few points off from the FICO I get on this site?
Current Score: FICO EQ637-TU690-EX704
Wallet: Cap One Rew. $3500, Cap One Plat. $2000, Barclay $3000, Old Navy Visa $2500, HSBC $1500, Credit One $2100, BoA $3000, Chase Freedom $1500, Wal-Mart Discover $2500, Amazon $3100, Lowes $2000, Kay's $7600
Moderator
Posts: 27,203
Registered: ‎09-13-2012
0

Re: Walmart FICO

Two different versions. Walmart uses TU 08 and myFICO uses TU98
Regular Contributor
Posts: 212
Registered: ‎02-22-2012
0

Re: Walmart FICO

Which one is used by Mortgage companies?

Current Score: FICO EQ637-TU690-EX704
Wallet: Cap One Rew. $3500, Cap One Plat. $2000, Barclay $3000, Old Navy Visa $2500, HSBC $1500, Credit One $2100, BoA $3000, Chase Freedom $1500, Wal-Mart Discover $2500, Amazon $3100, Lowes $2000, Kay's $7600
Moderator
Posts: 27,203
Registered: ‎09-13-2012
0

Re: Walmart FICO

Equifax Beacon 5.0.
Experian/Fair Isaac Risk Model v2.
TransUnion FICO Risk Score 04.

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