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New Member
bobbyburns34
Posts: 42
Registered: ‎05-09-2013

Walmart FICO?

since i got approved for the card (Store card), will it be actually accurate scores i can check?

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Walmart FICO?

It's a TU08 FICO.

New Member
bobbyburns34
Posts: 42
Registered: ‎05-09-2013

Re: Walmart FICO?

no idea what that means lol

 

im new to this so i dont know the lingo

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Walmart FICO?

TU = TransUnion.

 

The score that Wal-Mart provides for free is a FICO score. It's a TU FICO score. The score offered here on myFICO.com is also a TU FICO. The TU FICO offered by Wal-Mart is a TU FICO we call TU08. It was developed in 2008. The TU FICO on here is a TU98, and developed in 1998. So, if you pulled from here, it is accurate. If you get it from Wal-Mart it is accurate. They just won't match because the model years differ. So, in answering your initial question, the TU08 is accurate. Your lender may or may not provide a TU FICO that matches with Wal-Mart's free FICO.

Regular Contributor
cottoncrown
Posts: 244
Registered: ‎05-08-2013

Re: Walmart FICO?

Did you find out the limit of the discover?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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