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Walmart FICO?

New Member

Walmart FICO?

since i got approved for the card (Store card), will it be actually accurate scores i can check?

Message 1 of 5
4 REPLIES
Moderator Emeritus

Re: Walmart FICO?

It's a TU08 FICO.

Message 2 of 5
New Member

Re: Walmart FICO?

no idea what that means lol

 

im new to this so i dont know the lingo

Message 3 of 5
Moderator Emeritus

Re: Walmart FICO?

TU = TransUnion.

 

The score that Wal-Mart provides for free is a FICO score. It's a TU FICO score. The score offered here on myFICO.com is also a TU FICO. The TU FICO offered by Wal-Mart is a TU FICO we call TU08. It was developed in 2008. The TU FICO on here is a TU98, and developed in 1998. So, if you pulled from here, it is accurate. If you get it from Wal-Mart it is accurate. They just won't match because the model years differ. So, in answering your initial question, the TU08 is accurate. Your lender may or may not provide a TU FICO that matches with Wal-Mart's free FICO.

Message 4 of 5
Frequent Contributor

Re: Walmart FICO?

Did you find out the limit of the discover?
Message 5 of 5