Reply
Regular Contributor
KeithW
Posts: 201
Registered: ‎02-22-2012
0

Walmart FICO

Can anyone tell me why the Walmart CC FICO is always a few points off from the FICO I get on this site?
Current Score: FICO EQ637-TU690-EX704
Wallet: Cap One Rew. $3500, Cap One Plat. $2000, Barclay $3000, Old Navy Visa $2500, HSBC $1500, Credit One $1800, BoA $3000, Chase Freedom $1500, Wal-Mart Discover $2000, Amazon $3100, Lowes $2000, Kay's $7000
Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Walmart FICO

Two different versions. Walmart uses TU 08 and myFICO uses TU98
Regular Contributor
KeithW
Posts: 201
Registered: ‎02-22-2012
0

Re: Walmart FICO

Which one is used by Mortgage companies?

Current Score: FICO EQ637-TU690-EX704
Wallet: Cap One Rew. $3500, Cap One Plat. $2000, Barclay $3000, Old Navy Visa $2500, HSBC $1500, Credit One $1800, BoA $3000, Chase Freedom $1500, Wal-Mart Discover $2000, Amazon $3100, Lowes $2000, Kay's $7000
Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Walmart FICO

Equifax Beacon 5.0.
Experian/Fair Isaac Risk Model v2.
TransUnion FICO Risk Score 04.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}