That would depend on how you compared when you were rebucketed. Not everyone has an adverse reaction (and I mean score-wise) to being rebucketed. If you have everything else in order on your reports, and you are rebucketed, you can have ZERO recovery time.
pdxuser wrote:
Well, it may be good to know that you want to apply for a mortgage or car loan either right before the 2- or 5-year mark or a while after, but not right after you have your 2nd or 5th birthday.
By the way, how long does it seem to take to recover from rebucketing?
Starting Score: 469