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What are the fico utilization ratios (or buckets)?

tag
cashcardscore
New Contributor

What are the fico utilization ratios (or buckets)?

I have search but came up empty.

 

I know of 0-9% with 1-9 reporting counting as one ratio (or bucket)

 

What about all of the other %s? 

 

100%

90%

75%

 

etc.

 

Just trying to guesstimate when I will get a FICO increase.

Starting Score: EQ 577
Current Score: EQ 686
Goal Score:EQ 700


Message 1 of 2
1 REPLY 1
user5387
Valued Contributor

Re: What are the fico utilization ratios (or buckets)?

I'm not sure that bucketing is driven by utilization ratios.

 

Here's a thread that discusses the issue:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/FICO-Scoring-Buckets-or-quot-Scorecards-q...

 

Message 2 of 2
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