What are the highest FICO scores ever reported on this forum?

[disdreamin]

You don't have to carry a balance from month to month and pay interest to optimize your score. Just wait to pay one cc until very close to the due date.

Good luck getting those perfect scores across the board! It's tempting to try, but watching all the little up and down wiggles scores do throughout the month makes me think it might be quite difficult to achieve for more than a fleeting moment. Grab that screenshot when it happens!

[MarineVietVet]

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@disdreamin wrote:
You don't have to carry a balance from month to month and pay interest to optimize your score. Just wait to pay one cc until very close to the due date.

Good luck getting those perfect scores across the board! It's tempting to try, but watching all the little up and down wiggles scores do throughout the month makes me think it might be quite difficult to achieve for more than a fleeting moment. Grab that screenshot when it happens!

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I agree with all this. Once I got my scores to about 760 or so I decided as a hobby to see just how high I could get them. It was fun following the rise but I was never obsessed about it.

I pulled those scores here in October and I'm certain since then they have not all stayed at 850 because scores constantly change a few points each month. But I'm not going to pay to see what they are today.

I know that at one time in my life I achieved my goal and that's all I need.

[Anonymous]

Thanks Jamie for the advice. Below is more information about my credit profile.

1. 14 credit cards/ 5 open. All paid on time with zero balances.

     OPEN ACCOUNTS

     A. AMEX: open year: 1993

     B. DISC  : $10K CL/ open year: 2000

     C. MC(BOA): $27K CL/ open year : 2000

     D. MC(CITI):  $10K CL/ open year : 2006

     E: VISA(CHASE): $6K CL/ open year: 2014

     ** I opened Visa for a $50 reward not knowing it would result in a hard inquiry on my EQ report.

2. 2 closed auto loans. Both paid in full. No lates or unpaid balances. The oldest dates back to mid 80's.

3. 2 mortgages because of refinance 2009. Less than $25K to pay off.

   **No other loans or outstanding debt...

   **This is a repost.

SCORES: FICO: 843  TU: 837  EQ: 835

[Anonymous]

Finally received the elusive perfect score of 850 as of 04-12-15. 

[MarineVietVet]

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@Anonymous wrote:

Finally received the elusive perfect score of 850 as of 04-12-15. 

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[Anonymous]

Thanks!

[Imhotrodcrazy]

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@MarineVietVet wrote:

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@Anonymous wrote:

Finally received the elusive perfect score of 850 as of 04-12-15. 

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M V V,  you are punishing me here.  You know how much I want those scores too.    In all seriousness,  a big congrats on hanging onto those  perfect scores.  kudos to you my friend. 

[Imhotrodcrazy]

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@Anonymous wrote:

Finally received the elusive perfect score of 850 as of 04-12-15. 

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A BIG congrats to you on that perfect score.  You and M V V are my heros'. 

[disdreamin]

Congrats, Jamham!  Did you get all three to 850?

[LilyBee]

Hello:

I'm usually on a different category, but stopped by here to gloat a bit, since the scores will change in due time.  I don't know how to post the neat 850s display, but my scores should show up under 'settings' below.

Cheers.